Associate Analyst

Key Responsibilities
Portfolio Management

• Perform day-to-day credit analysis related to credit ratings, credit assessment, and other permissible services of the Company.
• Build and review financial spreadsheets and charts, analyze data and financial statements, and write analytical commentary in accordance with methodologies on credit rating, credit assessment, and other permissible services of the Company.
• Assist to build and update proprietary models and financial projections as applicable, identify trends in data, and apply analytical skills and judgment to form well-reasoned credit conclusions.
• Review and analyze terms & conditions of debt instruments and related transaction documents
• Develop a strong working knowledge of credit rating, credit assessment methodologies, and best practices in order to apply these under moderate guidance.
• Support Lead Analysts to prepare rating committee materials ;and attend and support lead analyst to present recommendations in rating committee meetings.
• Demonstrate the ability to understand and identify key factors that affect credit ratings or credit assessment.
• Escalate either suspicious or actual matters or incidents for discussion with managers.
• Monitor the financial health and credit quality of issuers by following market developments, earnings calls, analyzing issuer reporting, and engaging with issuers directly for follow-up clarification and information.
•  Adhere to applicable codes of conduct, policies, procedures, regulations, and best practices.

Research & Investor Outreach

• Lead the preparation of core research or provide support to prepare core research as applicable to the rating group e.g. issuer and sector comments, press releases, etc.
• Contribute to research strategy, including idea generation and preliminary drafting.
• Attend investor briefings and issuer meetings as required; prepare presentation materials; engage in discussions.
• Build positive relationships with issuers – displays initiative to understand the issuer’s business and proactively respond to issuer enquiries.

Credit Administration

• Perform analytical tasks related to portfolio reviews and other projects.
• Demonstrate competency in processing ratings and research through internal systems. Construct and take ownership of analytical databases as applicable. Identify issues for follow-up with managers.
• Demonstrate thorough understanding and judgment in applying internal processes, documentation standards and best practices, adhering to all laws and policies.
• Actively participate in special projects while concurrently maintaining consistently high performance in core responsibilities. Provide significant input into various analytical and statistical projects.

Coaching & Guidance 

• Contribute to training and onboarding of new staff, serving as a ‘buddy’ where applicable per request by managers.
• Serve as a resource on more complex credit questions and issues for less experienced staff. Acts as a mentor to more junior staff, for topics such as research writing, issuer relationship management, and credit rating or credit assessment process.

Other relevant tasks and duties requested or instructed by the Company, Head of Ratings & Research from time to time.

Requirements/Qualifications

• University or higher degree in economics, finance, banking, accounting, audit, statistics, business administration or professional field in the business lines of credit rating agencies
• At least three (3) years’ working experience in any of the fields: economics, finance, banking, accounting, audit, statistics, business administration or professional field in the business lines of credit rating agencies
• Strong quantitative aptitude and demonstrated analytical ability. Familiarity on financial projection and analysis a plus
• Articulate and succinct communication skills, both verbally and in writing, in English and Vietnamese, with public speaking experience ideal. Previous experience writing research in either an equity or credit market context would be advantageousProficient in MS Excel, Word and PowerPoint
• Strong organizational skills and attention to detail
• Demonstrate intellectual curiosity, honesty, independence, thoroughness, responsibility and accountabilityEnjoy engaging in teamwork with a positive and constructive attitude

Interested candidates can submit their applications following the instructions below. All applications will be treated in confidence, and short-listed candidates will be contacted in due course.