Investment Portfolio Service
Systematic, independent credit risk assessment and monitoring for portfolios of companies and debt securities
What is the Investment Portfolio Service?
The Investment Portfolio Service provides periodic credit assessment and monitoring of companies, debt instruments, or investment exposures within a portfolio. It helps organizations gain an independent view of credit risk, classify portfolio items by risk level, and identify areas that require closer monitoring.
The service can also be used to assess potential investments upon client request.
Assessment of Portfolio Items
Provides an independent credit view on each company, debt instrument, or investment exposure within the portfolio
Risk Classification and Credit Monitoring
Supports risk classification, periodic monitoring, and identification of credit changes across individual portfolio items and the overall portfolio
Risk Management Support
Helps organizations prioritize monitoring, manage risk concentration, and support portfolio management decisions
When Should Organizations Use the
Investment Portfolio Service?
Portfolio Risk Monitoring
When organizations need to assess the credit quality of multiple companies, debt instruments, or investment exposures within a portfolio, rather than reviewing each case separately
Investment Decision Support
When organizations need an independent basis to review existing portfolios, assess new investment opportunities, or adjust capital allocation strategies
Credit Change Monitoring
When organizations need to track changes in portfolio credit quality and identify early signs of ris
Suitable For
Insurance Companies
Monitor and assess credit risk across bond, deposit, and credit-sensitive investment portfolios, supporting internal risk management and supervisory requirements
Investment Funds
Monitor portfolio credit quality and support asset allocation decisions based on structured, independent, and comprehensive risk assessment
Banks
Assess credit risk across loan, bond, and investment portfolios, supporting portfolio management, internal compliance, and risk reporting
VIS Rating - A Trusted Partner
Methodologies
VIS Rating’s methodologies are built on globally recognized rating methodologies, refined through more than 115 years of Moody’s Ratings’ experience, and adapted to reflect the characteristics of Vietnam’s market
Expert Team
VIS Rating’s experts have extensive experience in credit, audit, and financial analysis, with international professional qualifications. The Ratings and Research team is led by senior personnel seconded by Moody’s
Independent and Confidential
We provide an independent credit view on a confidential basis, allowing clients to use the assessment flexibly for internal purposes or selective sharing