Rated Financial Institution Securities

AIS Securities Joint Stock Company

Ticker: Unlisted
A- Current rating
Stable Outlook
3 Rating status
0 SPOs published

About the Issuer

Established in 2007, AIS is a small-sized securities firm in Vietnam.
Following a change in key shareholders in 2019, AIS initiated a comprehensive restructuring of its business operations. The firm raised new capital in 2019, 2020 and 2022 to restore business operations and secure essential licenses for margin lending, brokerage, and derivatives services, etc. Since 2020, AIS has gradually expanded its product offerings and invested in technology infrastructure to comprehensively enhance its trading platforms.

Basic information
Sector level 1 Financial Institution
Sector level 2 Securities
Ticker Unlisted
Customer code COM000318

Rating Results

Issuer rating - Long-term
A-
Outlook: Stable
View all rating results

Credit Opinion

Factors that could lead to an upgrade

AIS’s A- rating could be upgraded if (1) the company exhibits a track record of meaningfully improving the profitability from its core business, for example, through stronger business activity and income from core margin lending and brokerage, and develops a more robust customer base on a consistent basis.

Factors that could lead to a downgrade

AIS’s A- rating could be downgraded if (1) the firm substantially increases its holdings of higher-risk assets, heightening the likelihood of balance sheet losses; or (2) the company significantly increases its leverage to support business expansion, for example, its leverage ratio increases to above 2.5x on a consistent basis; or (3) the firm becomes increasingly vulnerable to liquidity risks and does not hold sufficient liquidity assets to cover its short-term obligations; or (4) the firm’s profitability weakens sustainably due to investment losses, for example, ROAA declines to below 0.7% and pre-tax earnings volatility increases significantly on a sustained basis.

Strengths
Challenges

Issuer analysis reports

Related sector reports

24/11/2025
Securities Sector Comment
17/11/2025
Securities Sector Comment
03/10/2025
View all research

Rating Results

LATEST CORPORATE CREDIT RATING RESULTS  |  07/2026
A-
Outlook: Stable

Second Party Opinion

List of Second Party Opinions (SPO) published by VIS Rating for Unlisted.

Date Title Sector Applicable Standards Report

VIS Rating has not issued a Second Party Opinion for this company

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